Hi, I’m Dr Mariya Yesseleva-Pionka. My research
concentrates on Australian small to medium enterprises and their access to external debt
finance. The reason I chose small to medium enterprises
is simply because they represent more than 90 per cent of the businesses in Australia and
they provide very crucial employment opportunities, they contribute to economic growth. Why access to external debt finance, because
finance is essential for the ongoing development of this crucial sector of the economy.