3 Tips for Comparing Car Insurance Rates | Allstate Insurance

Not sure where to begin with your car insurance
quote comparison? As you get several quotes, you’ll want to
make sure each quote has the same set of coverages, limits and deductibles. Auto liability coverage, which may help pay
for car repair and medical bills of another person if you cause an accident, is required
in most states. Additional coverage may be required, depending
on your situation and your state’s laws. For example, uninsured motorist coverage is
mandatory in some states. And, if you’re financing a vehicle, you may
need comprehensive and collision coverage. Make sure you select the same set of required
and optional coverages for each quote you get. A limit is the maximum amount a policy will
pay for a covered loss. Most states have minimum liability coverage
limits that drivers must purchase. You may also have the option to increase your
liability limits. Either way, make sure the limits you set for
bodily injury liability coverage and property damage liability coverage are the same for
every quote you compare. A deductible is the amount you’ll pay out
of pocket toward a covered claim. Increasing your deductible may lower your
car insurance premiums, but you’ll typically pay more out of pocket in the event of a claim. To make an accurate comparison of car insurance
rates, the deductibles you choose should be the same for each quote you get. These tips may help you better understand
what each policy provides so you can choose the one that’s best for you!

Paul Whisler

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